Why Your Rental Car in Dubai Needs to be Insured

Before renting a car in Dubai, there are several things one has to take into consideration. One most important issue is the type of insurance. For most people, it is preferable to rent the car before arriving at their destination. This not only saves you time, but it also means that you have done enough research about the company and the vehicles they offer. With regards to insurance, it is better to know beforehand what you are dealing with and the type of insurance cover you may need to have. Let’s delve into this insurance issue. What kinds of insurance are available and when will you need to use the specific type of insurance? Why is insurance so important?

Types of Insurance Cover for your Rental Car

The first type of insurance is a comprehensive insurance cover. If you take this type of insurance cover, you will be completely covered for the losses that occur in an accident that was not caused by you. If you were the guilty party in the accident the insurance cover may also cater for the full cost of repair. This is what you may find being used on a hired luxury car. Because the comprehensive insurance is expensive, it only goes without saying that a car with comprehensive insurance cover may be more expensive.

There is also third-party liability insurance. This type of insurance caters for damages caused by a third party on the vehicle. So, if the police report shows that you were the victim, the insurance company caters for the total repair costs. This is also the case when using a hired vehicle. If you were the cause, you would be personally liable for the total costs of repair. This type of insurance is cheap.

Why is Insurance so Important?

Insurance is very important. This cannot be stressed enough. You never know what might happen. A diligent rental company will make it clear to you on the insurance policies available for you to choose from. It is very essential you know the insurance cover you are using with your car. For example, if you are on a business trip and take out an insurance cover, you may find out that the company will only cover the insurance for business trips. It may, therefore, be essential to take a rental insurance cover for yourself if you want to mix business with pleasure.

For you to be on the safe side, you should do a comprehensive analysis of the insurance covers and what to expect. Look into the type of insurance available. Go deep into the terms and conditions of the rental insurance covers including the terms and conditions. This will help you avoid getting charged extra for the services. So, next time you are in Dubai, do not just rent a car blindly. Go for reputable rental agencies, for example, Speedy Drive and find out about their rental insurance policy.